My Life as a Realtor PT. 1

By Cindy-lou Schmidt


I often get asked questions about my job as a REALTOR, including how and why I decided to become a real estate agent, tips for people thinking about becoming an agent, and what life might be like on an everyday basis.

Today I’m going to talk about my reasons for becoming a Realtor and give you a few tips!



Life in Waterloo Region: Citizenship Ceremony

By Cindy-lou Schmidt

Waterloo Region is an amazing place to WORK. PLAY. and LIVE NOW.

That’s why I love to help families from all over Ontario relocate to our wonderful neck of the woods to share in all we have to offer. Sometimes, I even have the opportunity to meet people who have done plenty of travelling to share their stories with me while on their journey to buy a home.

For my clients Gita and Rizal Dharmawan who are originally from Indonesia travel has played an important role in their lives. They found love in the Netherlands while employed there in the tech sector, shortly after which they married and started their family. After a number of years there, Gita and Rizal decided to make a big move to Canada, and after living in London, and Mississauga,  Rizal decided to add to his knowledge and experience and recently completed his education in mechanical engineering in Waterloo Region.

It never occurred to me that Citizenship Ceremonies happened right here in Downtown Kitchener and it was an honour to be invited to their special day.

Here are some facts about immigration in Waterloo Region from CBC:

“The majority of immigrants living in and around Waterloo region were born in the United Kingdom, followed by India and Portugal.

In recent years, since 2011 as noted in the Kitchener CMA, newcomers have mainly come from:

  • India: 1,835 (13.1 per cent) .
  • China: 1,395 (10.0 per cent).
  • Syria: 1,055 (7.5 per cent).
  • Iraq: 850 (6.1 per cent).
  • Pakistan: 625 (4.5 per cent).

According to 2016 census figures, 21.9 per cent of Canadians report being or having been an immigrant or permanent resident, nearly matching the high of 22.3 per cent in 1921 and up from 19.8 per cent in 2006. The number was slightly higher than 21.9 per cent in 1931 too”.

Congratulations to Gita, Rizal and their children but also to the other 40 or so new Canadians that made it official on Tuesday, September 18, 2018!




Buyers- How to get Value from your Agent

By Cindy-lou Schmidt

Once you choose the REALTOR® you’re going to work with and have signed your Buyer Representation Agreement, they’re now representing you as your Agent in your buying transaction and are ready to protect your interests.

But there’s many things that lead up to the actual purchase and plenty of things after the closing that your Realtor can do to help you have a smoother, more successful buying experience.

If you follow these tips in the following situations, you can feel confident that you’re not bothering your Agent and are in fact showing your Agent that you want their help and guidance, and that you value their time so they can continue to do an even better job for you.

1. New Build Developments: Let the representative know if you call or drop in the Showroom that you have your own Agent and that they will be assisting you in the purchase. You can pass on your agent’s name or give the representative your card. You should also let your agent know that you’re interested in new build opportunities so they can give you a helping hand in finding some that might suit your interests as well as follow up with the Representative if you do indeed find a particular development worth looking into further.

2. Open houses: When you visit open houses, let the Agent hosting the open house know that you have your ow Agent representing you, and feel free to pass on your agent’s card.

In both an Open House situation and a New Build situation, there are 3 main reasons you should do these things.

a). It’s courteous to the Representative assisting you so that they can focus on their own clients and developing their business. Realtors are not permitted to solicit business with clients of other Agents so this helps them avoid this faux pas if they forget to ask and saves everyone time.

b) It’s helpful to tell your Agent so that they can understand what kind of homes you’re interested in and help you identify viable opportunities.

c) Your agent works on a commission basis, so it’s good if you help your agent get paid so they can make a living on the time they spend assisting you 🙂

3. Ask your Realtor questions. This is how you and your agent can continue to narrow down what could be a great match for you. This helps you be a more confident buyer, and helps you more purposeful in your home hunt by being prepared with the info you need.

4.  Look at homes within your budget and also consider the other expenses including utilities or property taxes.  It avoids having you feel disappointed or frustrated because your goal is to buy a home that you are financially comfortable with that suits your needs.

5. Be prudent about viewing homes. You should be using the Portal and attending open houses to help familiarize yourself with the current market and what it has to offer. You should also be requesting viewings for homes that you see at viable options. When you do so, think about how the home made you feel regarding location, condition, etc. This will help you narrow down what you do and do not want to see moving forward so you avoid Buyer fatigue and can stay focused on the goal.

Watch the video for additional info not covered here!



Simplified Market Update – September 2018 – Sales Up Year-Over-Year

By Cindy-lou Schmidt

The end of summer has brought more action! August was the first month this year that saw a year-over-year increase in monthly home sales. The number of homes sold was up 4.8% compared to August of last year.

The average sale price of all residential properties sold increased 11.5% to $493,358 compared to the same month a year ago, with condominiums and town homes making the greatest gains.

It looks as though buyers are beginning to gain confidence after the affects of the new mortgage rules on budgets that were enacted January 1, 2018 and are beginning to see that while fewer homes are selling, the prices continue to rise.

Cindy-lou’s Simplified Market  Update

Full Media Release


KITCHENER-WATERLOO, ON (Septmeber 6, 2018)

August home sales through the Multiple Listing System (MLS® System) of the Kitchener-Waterloo Association of REALTORS® (KWAR) were down 0.8 per cent compared to last month and up 4.8 per cent compared to August of last year. A total of 505 residential properties sold in August compared to 482 the same time last year.

“For the first time this year we saw monthly home sales increase on a year-over-year basis,” says Tony Schmidt, KWAR President. “On a year-to-date basis, we’re still well below last year’s record-breaking number of home sales but still in line with historical averages.”

Residential sales in August included 301 detached (up 5.2 per cent compared to August 2017), and 129 condominium units (up 25.2 per cent) which includes any property regardless of style (i.e. semis, townhomes, apartment, detached etc.). Sales also included 35 semi-detached homes (down 30 per cent) and 33 freehold townhouses (no change).

The average sale price of all residential properties sold in August increased 11.5 per cent to $493,358 compared to the same month a year ago. Detached homes sold for an average price of $583,564 an increase of 13 per cent compared to August of last year. During this same period, the average sale price for an apartment style condominium was $335,827 an increase of 14.1 per cent. Town homes and semis sold for an average of $350,803 (up 4 per cent) and $401,011 (up 13.6 per cent) respectively.

The median price of all residential properties sold last month was up 10.4 per cent compared to August of last year at $458,000, and the median price of a detached home during the same period increased 18.1 per cent to $543,450.

REALTORS® listed 670 residential properties in K-W and area last month, up 12.7 per cent compared to August of 2017, and 3.4% above the historical (2007-2016) average of 648. The number of active residential listings on the KWAR’s MLS® System to the end of August totalled 917, which is 11.5 per cent higher than August of last year but still significantly below the historical (2007-2016) ten-year average of 1,550 listings for August.


“More homes selling in the higher prices ranges in August were at least partly responsible for the increase in the average sale price,” notes Schmidt. “But strong demand on the buying side combined with low inventory on the listing side is continuing to keep upward pressure on prices.”

Schmidt is encouraged by the increase in residential listings coming to market in August and hopes to see even more homes listed on the MLS® System in September. “I certainly don’t see interest in Waterloo region as a place to live and work slowing down anytime soon, so we could definitely stand to see some more housing supply.”

The average days it took to sell a home in August was 28 days, compared to 26 days in August 2017.


Book a personal evaluation of your home so you can make an informed decision to net the most money when you list one of your biggest assets for sale. Contact me for a complimentary assessment. The condition of your home, location, and other key factors matter.